Monday, May 17, 2010

Imported/Merged Blog

Way back in the day I wrote a blog called "Taking Control of Our Money". We were determined to get out of debt and I wrote a blog to help me focus.

I've imported these posts. The "Old Blog" tag will display these posts.

I hope you enjoy them. It's hard to look at these now, knowing how determined I had been and exactly how horribly we failed.

Thank goodness I opened it...!

Bank of America has a very distinctive envelope. I've been putting all my correspondance aside in case the lawyer or trustee needs to see it.

Luckily, however, I opened this one.

I didn't look too closely and so didn't notice it was addressed to my husband. He has a BOA card but we never use it. It was a $69.99 balance with $15 minimum payment.

SO glad I looked at it so I could pay it. We thought we canceled our Norton auto-bill but they still charged his credit card. I'm annoyed. However, it's a good idea to charge a few things occasionally (and pay them off in full immediately) so that the credit card keeps reporting. At least that's what I've read.

Waiting... Still waiting...

Ack. This is taking sooooo long.

I sent hubby to work last week with the stack of paperwork we needed. (The paralegal never responded to the email asking what would suffice since what she asked for doesn't exist.) He scanned it, sent me the PDF, and then I sent it to the paralegal. She confirmed receipt the same day and said she just needed to go through my paperwork one more time and then set a date for me to meet with the attorney again.

*tapping fingers on table*


Okay... any day now. Right? I can finally file, worry about the 341 meeting, and then join the 60 day club, and then be free from these bills?

Thursday, May 6, 2010


I heard from the lawyer's office last week on Thursday with a request for more documentation.

I replied, stating that some of it was not possible to provide, and clarifying what would be needed for others.

On Friday she replied. My paralegal would be out of the office until Monday. She'd forward my questions.

I still haven't heard.

I think I'm going to go ahead and get together what common sense tells me will be the most likely to be accepted items.

One request was for January and February bank statements for the new bank account. Well, we opened it in March, so those don't exist. That one's easy.

However, to prove we get a monthly gift from my mom... what do we need? I'm going to write a letter "from" her, print it out, and have her sign it.

They requested disability statements for the six months. Well, we don't get those. What we do get is a yearly benefit statement. I can copy that.

The last one was for a few extra pay stubs, which is easy-peasy.

I feel like the ball is in my court and that I'm the one holding everything up. I just don't want to do/send the wrong thing and delay further. It's a little stressful compared to when I'd given my big ol' stack of everything. That was a weight off my shoulders.